How to Choose the Best Insurance for Your Campervan Adventure in Australia

Planning a road trip in Australia? We’ve got you covered, literally! Our campervans come with everything you need, including cooking and sleeping gear, so you can hit the road without the hassle of packing extra supplies.

Every Spaceships rental includes Basic Cover, giving you peace of mind from the start. Want even more protection? You can easily upgrade your insurance to match your needs. For travellers who want to explore without a worry, our Stress-Free Insurance is the perfect choice. It’s our top-tier coverage, designed to handle the unexpected so you can focus on making unforgettable memories, not stressing over "what ifs."

Below, you'll find our insurance options as of 1 December 2025. Drive with confidence and enjoy every moment of your Aussie #SpaceshipsRoadTrip!

Insurance Terms in Plain English (Glossary of All Terms)

In the glossary below, all words and items of the insurance levels are explained in simple words, in plain English. The insurance and its terms are about damages due to accidents, incidents, basically anything caused by you or an external party. It doesn't cover mechanical breakdowns (not caused by you the hirer) as these are covered by Our Promises.

Daily Fee (capped at 50 days)

• What it is: The fee you you pay each day for the coverage. Capped means that you only pay for a maximum of 50 days on long road trips, while still having full coverage after day 51.
• What it means: The Stress-Free plan includes all benefits for just a little more per day, so you don’t have to worry about extra costs. And because it is capped at 50 days you will never pay more than 50 days the daily fee on road trips that are longer than 50 days, while you're still covered every day of your road trip.

Bond

• What it is: A refundable deposit (like a security deposit) you pay when you rent the campervan. If the campervan is returned without damage, you get this money back. At Spaceships we don't take the bond from your card, we simply freeze (reserve) it on your card. When you return your Spaceships campervan in the same condition we'll release the bond so you can use it again. As it isn't a payment you won't see a refund on your card. The money is simply released.
• What it means: With Stress-Free, you pay $0 bond, so you don’t need to worry about large upfront costs.

Vehicle Write-Off Liability

• What it is: The write-off liability represents the maximum amount you may be responsible for if the vehicle is declared a total loss (damaged beyond economical repair). This typically applies only in severe cases such as major accidents, fire or significant water damage. For non–write-off incidents (e.g., flat tyres, windscreen chips, or minor collisions), costs are deducted from the bond. 
• What it means: If you want maximum peace of mind, we recommend the Stress-Free Insurance option, which fully removes this liability.

Accident Administration Fee

• What it is: This fee covers the processing, handling and coordination of insurance assessments and third-party claims.
• What it means: With Stress-Free, this fee is $0, so you won’t pay extra if an accident happens.

Vehicle Towing or Salvage

• What it is: Coverage for towing or removing the vehicle if it breaks down or is damaged.
• What it means: Only Stress-Free includes this, so you’re never stranded.

Single Vehicle Accidents

• What it is: Accidents where only your vehicle is involved (e.g., hitting a pole or a wall).
• What it means: Stress-Free covers these accidents, so you’re protected no matter what.

Vehicle Rollover (incl. Single Vehicle Rollover)

• What it is: Damage caused if the vehicle flips over, either due to an accident or as a single vehicle rollover.
• What it means: Stress-Free covers rollovers, giving you peace of mind on all types of roads. However, a single-vehicle rollover could be deemed careless and driver fault. It is at our discretion as to whether the remaining hire days will be carried over to a replacement vehicle. A new Insurance option will apply if a new rental agreement is created.

The Roof

• What it is: Damage to the roof of the vehicle (e.g., from low branches or hail).
• What it means: Only Stress-Free covers roof damage, so you’re protected from unexpected events.

Unlimited Windscreen Chips

• What it is: Coverage for small cracks or chips in the windscreen (front glass).
• What it means: Stress-Free covers unlimited repairs, so you never pay for small damages.

One Windscreen Replacement

• What it is: Replacement of the windscreen if it’s badly damaged (e.g., a large crack).
• What it means: Stress-Free includes this, so you won’t pay for a new windscreen.

Side Mirrors

• What it is: Damage to the side mirrors of the vehicle.
• What it means: Stress-Free covers side mirrors, so you’re fully protected.

Glass Cover

• What it is: Coverage for damage to any glass on the vehicle (windows, windscreen, etc.).
• What it means: Stress-Free includes full glass coverage, so you don’t pay for repairs.

Underbody

• What it is: Damage to the bottom of the vehicle (e.g., from driving over rough roads or rocks).
• What it means: Only Stress-Free covers underbody damage, which is common on rough or gravel roads.

Exterior Panels (Dents & Scratches)

• What it is: Damage to the outside of the vehicle, like dents or scratches.
• What it means: Stress-Free covers these, so your vehicle stays looking good without extra costs.

Tyres

• What it is: Damage to the tyres (e.g., punctures or blowouts).
• What it means: Stress-Free covers tyre damage, so you’re never stuck with unexpected costs.

Cover for Gravel Roads

• What it is: Protection for damage caused by driving on gravel or rough roads.
• What it means: If you plan to drive on gravel roads, Stress-Free is the only option that covers you for damages that happen will driving on a gravel road. You can still drive on gravel roads with any of the other insurance options but damages that occur will be paid for via the bond of that particular insurance level. Therefore, it is recommended to select Stress-Free Insurance when you plan to do a lot of driving on gravel roads in Australia.

Why Stress-Free is the Recommended Option

Should I select Stress-Free Insurance for my Aussie road trip isn't the question. Why shouldn't you select Stress-Free is a more important question.

• No hidden costs: $0 bond, $0 accident fees, and full coverage for almost everything.
• Complete peace of mind: Drive anywhere, knowing you’re fully protected.
• The best option for travellers that don't like taking risks: Perfect if you’re exploring new places and want to avoid unexpected expenses.

For total protection and worry-free travel, Stress-Free is the best choice!

Your Campervan Insurance Questions Answered

Planning a road trip in Australia should be exciting, not confusing! We know insurance can be tricky, especially when travelling in a new country. That’s why we’ve put together this simple FAQ, so you have all the answers you need, all in one place.

Get ready to hit the road with confidence!